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To ask the Chancellor of the Exchequer, what discussions she plans to have with the debt advice sector on the 5-year statutory review of the scheme.
To ask the Chancellor of the Exchequer, what discussions she plans to have with the debt advice sector on the 5-year statutory review of the scheme.
The Debt Respite Scheme (‘the Breathing Space scheme’) was launched in May 2021 to give those in problem debt the space to engage with professional debt advice by providing a temporary relief from creditor enforcement action. Given the link between mental health and problem debt, the scheme also offers a separate entry route for eligible individuals receiving treatment for a mental health crisis.
As is standard for schemes of this nature, HM Treasury will carry out a five-year post implementation review of the scheme to consider its objectives and impact. As part of this, HM Treasury is engaging closely with a range of stakeholders, including debt advice providers.
The Government continues to monitor the Breathing Space scheme to ensure it remains an effective tool for individuals and has regular engagement with organisations closely involved in its operation.
I know, but I am trying to ask some sensible questions. The noble Lord, Lord Vaux, will have to decide whether to press Amendment 76. I encourage him to press Amendment 75 and take this out completely. The Minister just talked about the police having to stay there to pick...
I know, but I am trying to ask some sensible questions. The noble Lord, Lord Vaux, will have to decide whether to press Amendment 76. I encourage him to press Amendment 75 and take this out completely. The Minister just talked about the police having to stay there to pick...
I am grateful to the noble Lord for his help but I will try to manage for now. To open a filing cabinet or to open a device without the consent of the owner requires using reasonable force. I fully accept that he does not think that the DWP should...
I am grateful to the noble Lord for his help but I will try to manage for now. To open a filing cabinet or to open a device without the consent of the owner requires using reasonable force. I fully accept that he does not think that the DWP should...
My Lords, I thank all noble Lords who have taken part in this debate. In particular, I thank the noble Lord, Lord Harper, for giving us the benefit of his real-life experience on this and the very powerful example of how this can go wrong.
I confess that I am not...
My Lords, I thank all noble Lords who have taken part in this debate. In particular, I thank the noble Lord, Lord Harper, for giving us the benefit of his real-life experience on this and the very powerful example of how this can go wrong.
I confess that I am not...
Moved by
Lord Vaux of Harrowden
76: Schedule 4, page 94, line 11, at end insert—
“(4A) Section 117 (reasonable use of force) is to be read as if at the end there were inserted—
“(2) Authorised investigators exercising powers under section 109D may only use reasonable force, if necessary, against items and property,...
Moved by
Lord Vaux of Harrowden
76: Schedule 4, page 94, line 11, at end insert—
“(4A) Section 117 (reasonable use of force) is to be read as if at the end there were inserted—
“(2) Authorised investigators exercising powers under section 109D may only use reasonable force, if necessary, against items and property,...
I beg to move.
I beg to move.
Moved by
Baroness Sherlock
78: Clause 83, page 50, leave out lines 19 to 21
Member's explanatory statement
This amendment, and my amendment to clause 83, page 50, lines 25 and 26, would remove provision that is no longer needed because of the general data protection override in section 183A of the Data Protection...
Moved by
Baroness Sherlock
78: Clause 83, page 50, leave out lines 19 to 21
Member's explanatory statement
This amendment, and my amendment to clause 83, page 50, lines 25 and 26, would remove provision that is no longer needed because of the general data protection override in section 183A of the Data Protection...
Moved by
Baroness Sherlock
80: Clause 85, page 51, leave out lines 37 and 38
Member's explanatory statement
This amendment is consequential on my amendment replacing clause 101.
Moved by
Baroness Sherlock
80: Clause 85, page 51, leave out lines 37 and 38
Member's explanatory statement
This amendment is consequential on my amendment replacing clause 101.
Moved by
Baroness Sherlock
81: Clause 87, page 52, line 18, leave out “processing” and insert “disclosure or obtaining”
Member's explanatory statement
See the explanatory statement for my amendment to clause 87, page 52, line 24.
82: Clause 87, page 52, line 22, leave out “processing” and insert “disclosure”
Member's explanatory statement
See the explanatory statement for...
Moved by
Baroness Sherlock
81: Clause 87, page 52, line 18, leave out “processing” and insert “disclosure or obtaining”
Member's explanatory statement
See the explanatory statement for my amendment to clause 87, page 52, line 24.
82: Clause 87, page 52, line 22, leave out “processing” and insert “disclosure”
Member's explanatory statement
See the explanatory statement for...
Moved by
Viscount Younger of Leckie
86: Clause 89, page 54, leave out lines 18 to 20
Member's explanatory statement
This amendment would ensure that the Secretary of State did not have the power to direct the independent person to review only certain timeframes.
Moved by
Viscount Younger of Leckie
86: Clause 89, page 54, leave out lines 18 to 20
Member's explanatory statement
This amendment would ensure that the Secretary of State did not have the power to direct the independent person to review only certain timeframes.
My Lords, Amendments 86, 87 and 88 in my name and that of my noble friend Lady Finn concern the independence and effectiveness of the independent reviewer established under Clause 89. They are what we might call bite- size amendments, but they go to the heart of what independence and...
My Lords, Amendments 86, 87 and 88 in my name and that of my noble friend Lady Finn concern the independence and effectiveness of the independent reviewer established under Clause 89. They are what we might call bite- size amendments, but they go to the heart of what independence and...
I rise very briefly to support these three amendments, particularly Amendment 87, which relates to whether the independent reviewer “may” or “must” be given information. I thought we had that debate some time ago. The Minister tabled amendments for other parts of the Bill which reflected that, saying that they...
I rise very briefly to support these three amendments, particularly Amendment 87, which relates to whether the independent reviewer “may” or “must” be given information. I thought we had that debate some time ago. The Minister tabled amendments for other parts of the Bill which reflected that, saying that they...
My Lords, I am grateful to the noble Viscount for explaining his amendment. I will start by gently reminding him of something. He said that we should not avoid oversight because it is inconvenient. Does he remember that when his Government, led and represented by him, introduced equivalent powers to...
My Lords, I am grateful to the noble Viscount for explaining his amendment. I will start by gently reminding him of something. He said that we should not avoid oversight because it is inconvenient. Does he remember that when his Government, led and represented by him, introduced equivalent powers to...
My Lords, I am grateful to the Minister for her response, but I am afraid we are still not persuaded on the point we raised around the powers of the independent reviewer to be provided with information. I certainly do not want to repeat what I said in opening but,...
My Lords, I am grateful to the Minister for her response, but I am afraid we are still not persuaded on the point we raised around the powers of the independent reviewer to be provided with information. I certainly do not want to repeat what I said in opening but,...
Moved by
Viscount Younger of Leckie
87: Clause 89, page 54, line 23, leave out “may” and insert “must”
Member’s explanatory statement
This would compel the Secretary of State to provide information to the independent person for the purposes of a review.
Moved by
Viscount Younger of Leckie
87: Clause 89, page 54, line 23, leave out “may” and insert “must”
Member’s explanatory statement
This would compel the Secretary of State to provide information to the independent person for the purposes of a review.
I beg to move.
I beg to move.
My Lords, I have not spoken on this Bill before, and I was genuinely trying to be helpful to the Minister. She has just said that you cannot make an easy distinction between the use of force against things and people. That is exactly the point. If you give powers...
My Lords, I have not spoken on this Bill before, and I was genuinely trying to be helpful to the Minister. She has just said that you cannot make an easy distinction between the use of force against things and people. That is exactly the point. If you give powers...
My Lords, I will come on to answer all the noble Lord’s questions if he will give me a moment to do so. I have not got there. That was my opening paragraph. I will answer the points one by one, so I hope he will be patient with me.
I...
My Lords, I will come on to answer all the noble Lord’s questions if he will give me a moment to do so. I have not got there. That was my opening paragraph. I will answer the points one by one, so I hope he will be patient with me.
I...