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To ask the Chancellor of the Exchequer, what discussions she plans to have with the debt advice sector on the 5-year statutory review of the scheme.
To ask the Chancellor of the Exchequer, what discussions she plans to have with the debt advice sector on the 5-year statutory review of the scheme.
The Debt Respite Scheme (‘the Breathing Space scheme’) was launched in May 2021 to give those in problem debt the space to engage with professional debt advice by providing a temporary relief from creditor enforcement action. Given the link between mental health and problem debt, the scheme also offers a separate entry route for eligible individuals receiving treatment for a mental health crisis.
As is standard for schemes of this nature, HM Treasury will carry out a five-year post implementation review of the scheme to consider its objectives and impact. As part of this, HM Treasury is engaging closely with a range of stakeholders, including debt advice providers.
The Government continues to monitor the Breathing Space scheme to ensure it remains an effective tool for individuals and has regular engagement with organisations closely involved in its operation.
I am pleased to announce that the report of the review of the Digital Economy Act (DEA) 2017 Debt and Fraud Powers is to be laid before (i) Parliament, (ii) the Scottish Parliament, (iii) the Welsh Parliament, and (iv) the Northern Ireland Assembly.
The Debt and Fraud Powers, as contained in...
I am pleased to announce that the report of the review of the Digital Economy Act (DEA) 2017 Debt and Fraud Powers is to be laid before (i) Parliament, (ii) the Scottish Parliament, (iii) the Welsh Parliament, and (iv) the Northern Ireland Assembly.
The Debt and Fraud Powers, as contained in...
I would like to update the House on action the Government is taking in relation to two local authorities. In the case of Woking Council, Government is taking decisive action given clear evidence that the best interest of taxpayers is not being served. In the case of Tees Valley Combined...
I would like to update the House on action the Government is taking in relation to two local authorities. In the case of Woking Council, Government is taking decisive action given clear evidence that the best interest of taxpayers is not being served. In the case of Tees Valley Combined...
The Minister of State, Baroness Neville-Rolfe DBE CMG, has today made the following statement:
In order to take account of the Easter recess and the bank holiday for the celebration of the Coronation, the period of the consultation on the effectiveness of the Digital Economy Act 2017 Debt and Fraud Powers...
The Minister of State, Baroness Neville-Rolfe DBE CMG, has today made the following statement:
In order to take account of the Easter recess and the bank holiday for the celebration of the Coronation, the period of the consultation on the effectiveness of the Digital Economy Act 2017 Debt and Fraud Powers...
My noble Friend, the Minister of State for Efficiency and Transformation (Lord Agnew of Oulton), has today made the following written statement:
My Hon. Friend, the Parliamentary Secretary in the Cabinet Office (Julia Lopez MP) and I are announcing the statutory review of Chapters 3 and 4 of the Digital Economy...
My noble Friend, the Minister of State for Efficiency and Transformation (Lord Agnew of Oulton), has today made the following written statement:
My Hon. Friend, the Parliamentary Secretary in the Cabinet Office (Julia Lopez MP) and I are announcing the statutory review of Chapters 3 and 4 of the Digital Economy...
To ask the Chancellor of the Exchequer, what representations his Department has received from consumer groups on unintended consequences of the Financial Conduct Authority’s persistent credit card debt remedies; and if he will ask the FCA to (i) bring forward its review of those remedies and (ii) include in that...
To ask the Chancellor of the Exchequer, what representations his Department has received from consumer groups on unintended consequences of the Financial Conduct Authority’s persistent credit card debt remedies; and if he will ask the FCA to (i) bring forward its review of those remedies and (ii) include in that...
Treasury ministers and officials meet regularly with a range of interest groups to discuss consumer issues in financial services, including persistent debt.
The Financial Conduct Authority (FCA) is responsible for regulating and supervising the financial services industry and has strong powers to protect consumers. Although the Treasury sets the legal framework, the FCA is an independent regulator and Treasury ministers have no general power of direction over the FCA.
The FCA has committed in its Policy Statement PS18/4 to review the persistent credit card debt rules once they have been fully implemented by firms and in operation long enough to assess consumer outcomes. The FCA expect this to be in 2022 or 2023. The Government will continue to work closely with the FCA to ensure consumers of financial services are treated fairly.
I beg to move,
That this House has considered special educational needs and disability funding.
It is a pleasure to serve under your chairmanship, Mr Pritchard. I am delighted to be leading my first debate in Westminster Hall as a new Member on this extremely important topic, which impacts some 1.3 million...
I beg to move,
That this House has considered special educational needs and disability funding.
It is a pleasure to serve under your chairmanship, Mr Pritchard. I am delighted to be leading my first debate in Westminster Hall as a new Member on this extremely important topic, which impacts some 1.3 million...
I congratulate my hon. Friend on securing the debate, and I declare an interest as the father of a child with special needs and an EHCP being administered by Achieving for Children. Does my hon. Friend agree that not only does that company have to improve, but the accumulated debt...
I congratulate my hon. Friend on securing the debate, and I declare an interest as the father of a child with special needs and an EHCP being administered by Achieving for Children. Does my hon. Friend agree that not only does that company have to improve, but the accumulated debt...
Absolutely. My right hon. Friend makes an excellent point. I was going to touch on deficits later, because Richmond’s finances are in a parlous situation for that very reason.
To return to the main topic of SEND funding, many children are missing out on the support that they require and deserve,...
Absolutely. My right hon. Friend makes an excellent point. I was going to touch on deficits later, because Richmond’s finances are in a parlous situation for that very reason.
To return to the main topic of SEND funding, many children are missing out on the support that they require and deserve,...
I commend the hon. Lady for bringing such an important issue to the House today. I refer the House to my entry in the Register of Members’ Financial Interests. Does she agree that part of the funding issue is that there is now a lack of educational psychologists who are...
I commend the hon. Lady for bringing such an important issue to the House today. I refer the House to my entry in the Register of Members’ Financial Interests. Does she agree that part of the funding issue is that there is now a lack of educational psychologists who are...
Absolutely. The hon. Lady makes an excellent point, which feeds into all the wider workforce debates that we are having in relation to both health and social care and the education sector.
With both schools and councils under serious financial strain, perverse incentives in our SEND funding system start to emerge....
Absolutely. The hon. Lady makes an excellent point, which feeds into all the wider workforce debates that we are having in relation to both health and social care and the education sector.
With both schools and councils under serious financial strain, perverse incentives in our SEND funding system start to emerge....
I congratulate the hon. Lady on securing her first Westminster Hall debate on this very important topic, and on her speech, in which she is making powerful points. We have all experienced the difficulties of dealing with parents and their children who have been tragically let down. On the strategy,...
I congratulate the hon. Lady on securing her first Westminster Hall debate on this very important topic, and on her speech, in which she is making powerful points. We have all experienced the difficulties of dealing with parents and their children who have been tragically let down. On the strategy,...
Absolutely. A national strategy would address this point about variability and joining up all the services required.
To conclude, every child deserves the best possible start in life. The life chances of children with SEND depend upon appropriate and adequate support, and intervention at the right time. We must realise the...
Absolutely. A national strategy would address this point about variability and joining up all the services required.
To conclude, every child deserves the best possible start in life. The life chances of children with SEND depend upon appropriate and adequate support, and intervention at the right time. We must realise the...
It is a pleasure to serve under your chairmanship, Mr Pritchard. I thank the hon. Member for Twickenham (Munira Wilson) for securing this important debate and continuing in the footsteps of her predecessor, who held a similar debate last year—he was very passionate about this topic.
Special educational needs and disability...
It is a pleasure to serve under your chairmanship, Mr Pritchard. I thank the hon. Member for Twickenham (Munira Wilson) for securing this important debate and continuing in the footsteps of her predecessor, who held a similar debate last year—he was very passionate about this topic.
Special educational needs and disability...
I commend the hon. Lady for securing this debate. This issue is dear to my heart and I want to see change in my constituency of Upper Bann, and Northern Ireland. Does she agree that we need to create the best school environment? She mentioned the distance that people must...
I commend the hon. Lady for securing this debate. This issue is dear to my heart and I want to see change in my constituency of Upper Bann, and Northern Ireland. Does she agree that we need to create the best school environment? She mentioned the distance that people must...
I agree—that is a good point. For new Members who might not know, I should say that autism awareness training is available to all Members and our staff here. We have done it, and it is also useful for surgeries to ensure our staff are trained. The more that we...
I agree—that is a good point. For new Members who might not know, I should say that autism awareness training is available to all Members and our staff here. We have done it, and it is also useful for surgeries to ensure our staff are trained. The more that we...