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To ask the Chancellor of the Exchequer, what discussions she has had with the Financial Conduct Authority on insurers’ treatment of claims where burglaries occur following (a) misuse and (b) legitimate disclosure of a key‑safe code; and whether exclusions comply with FCA rules on treatment of vulnerable customers.
To ask the Chancellor of the Exchequer, what discussions she has had with the Financial Conduct Authority on insurers’ treatment of claims where burglaries occur following (a) misuse and (b) legitimate disclosure of a key‑safe code; and whether exclusions comply with FCA rules on treatment of vulnerable customers.
Insurers make decisions about the terms on which they will offer cover following an assessment of the relevant risks. The Government has not made a specific assessment of domestic key safes and generally does not intervene in the commercial decisions of insurers as this could damage competition in the market.
The Government is determined that insurers treat customers fairly and firms are required to do so under Financial Conduct Authority (FCA) rules. The FCA’s Vulnerability Guidance defines vulnerable customers as those who may be especially susceptible to harm if a firm does not act with appropriate levels of care and requires firms to identify vulnerable customers and to consider the needs of these customers appropriately. This includes ensuring they provide products that are fair value to consumers and clear communications which are fair and not misleading. The FCA has robust powers to act against firms that breach its rules.
The Government would always recommend consumers shop around to find the most suitable cover at the best price. The British Insurance Brokers’ Association can offer customers guidance on looking across the insurance market for suitable products and may be able to provide names of specialist brokers.
To ask the Chancellor of the Exchequer, if she will take fiscal steps to prevent the sale of high-strength ciders at low prices in supermarkets; and if she will make an assessment of the potential impact of preventing those sales on levels of alcohol harm.
To ask the Chancellor of the Exchequer, if she will take fiscal steps to prevent the sale of high-strength ciders at low prices in supermarkets; and if she will make an assessment of the potential impact of preventing those sales on levels of alcohol harm.
Under our Health Mission, the Government is committed to prioritising preventative measures to support people to live longer, healthier lives. As part of this, the Government is considering carefully what further action is needed to address alcohol-related harms.
At Autumn Budget 2024, the Government announced an increase in alcohol duty in line with inflation on all non-draught products, alongside a cut in duty rates for lower strength products sold on draught. This decision balanced cost-of-living pressures on people who drink moderately and responsibly with the need to tackle increasing alcohol-related deaths and economic inactivity.
Reforms to alcohol duty made in 2023 increased duty on cider over 4.5% alcohol by volume (ABV). Further, duty on cider now increases with product strength, such that the production and sale of lower strength cider is incentivised within the duty system.
To ask the Chancellor of the Exchequer, if she will make an assessment of the potential implications for her policies of the Institute of Alcohol Studies' article entitled £27.4 billion cost of alcohol harm in England every year, published on 20 May 2024.
To ask the Chancellor of the Exchequer, if she will make an assessment of the potential implications for her policies of the Institute of Alcohol Studies' article entitled £27.4 billion cost of alcohol harm in England every year, published on 20 May 2024.
Following the recent alcohol duty reforms, all alcoholic products are now taxed by strength. This reflects public health priorities and helps to address potentially harmful products like ‘white’ ciders and strong fortified wines, which are often cited by health groups as being abused.
The Chancellor has confirmed that she will set out plans for tax – as well as spending and borrowing – in the usual way at the Budget on 30 October.
HM Treasury welcomes representations as part of this policy making process and Budget submissions will be received through the online portal until 10 September.
To ask the Chancellor of the Exchequer, if he will use alcohol and tobacco duties to support programmes to reduce harm from those products.
To ask the Chancellor of the Exchequer, if he will use alcohol and tobacco duties to support programmes to reduce harm from those products.
The Government keeps the duty rates under review during its yearly budget process and aims to balance the impact on businesses with its public health objectives.
To ask the Chancellor of the Exchequer, whether his Department undertook an assessment of the potential impact on alcohol harm of the measures on alcohol duty announced in the Chancellor's statement on Growth Plan on 23 September 2022, before those measures were announced.
To ask the Chancellor of the Exchequer, whether his Department undertook an assessment of the potential impact on alcohol harm of the measures on alcohol duty announced in the Chancellor's statement on Growth Plan on 23 September 2022, before those measures were announced.
At the Growth Plan the Chancellor announced the next steps in the alcohol duty reforms and a freeze to all alcohol duties from 1 February 2023.
For the first time, we are taxing all beverages in proportion to their alcoholic strength. This will help address harmful products like ‘white’ ciders and strong fortified wines, which are often cited by health groups as being abused. We are also reducing the tax burden on lower ABV products, encouraging consumers to switch and manufacturers to expand their offering of products in this range.
We are mindful of the impact on businesses and growth, and have aimed to strike a pragmatic balance between public health and the economic impacts on consumers and industry.
To ask the Chancellor of the Exchequer, with reference to the new system of alcohol duties announced in October 2021, what discussions he had had with Cabinet colleagues about the objectives of that new system, and what recent assessment he has made of its potential contribution towards a reduction in...
To ask the Chancellor of the Exchequer, with reference to the new system of alcohol duties announced in October 2021, what discussions he had had with Cabinet colleagues about the objectives of that new system, and what recent assessment he has made of its potential contribution towards a reduction in...
The Chancellor meets with his Cabinet colleagues on a regular basis, to discuss a variety of issues.
Autumn Budget 2021 announced a number of reforms to alcohol duty as part of the alcohol duty review. The aim is to move to a new system that taxes all products in reference to the litres of pure alcohol they contain, as is currently the case for spirits. This will ensure stronger alcoholic products pay duty in proportion to their alcoholic content. The reforms will also introduce a reduced rate of duty for products of a lower alcohol by volume (ABV).
The government will provide an update on the alcohol duty reforms in due course.
To ask the Chancellor of the Exchequer, what assessment his Department has made of the potential impact of lowered VAT on (a) beer, (b) cider and (c) other alcoholic beverages will have on rates of harmful drinking among (i) young people and (ii) other age groups in the UK.
To ask the Chancellor of the Exchequer, what assessment his Department has made of the potential impact of lowered VAT on (a) beer, (b) cider and (c) other alcoholic beverages will have on rates of harmful drinking among (i) young people and (ii) other age groups in the UK.
To ask Her Majesty's Government what assessment they have made of the impact of the proposed reform of alcohol duty announced in the Autumn Budget Statement on (1) alcohol-related hospitalisations, (2) alcohol-related deaths, and (3) other health outcomes.
To ask Her Majesty's Government what assessment they have made of the impact of the proposed reform of alcohol duty announced in the Autumn Budget Statement on (1) alcohol-related hospitalisations, (2) alcohol-related deaths, and (3) other health outcomes.
To ask Her Majesty's Government what assessment they have made of the Office for National Statistics release Quarterly alcohol-specific deaths in England and Wales: 2001 to 2019 registrations and Quarter 1 (Jan to Mar) to Quarter 3 (July to Sept) 2020 provisional registrations, published on 2 February; and what assessment...
To ask Her Majesty's Government what assessment they have made of the Office for National Statistics release Quarterly alcohol-specific deaths in England and Wales: 2001 to 2019 registrations and Quarter 1 (Jan to Mar) to Quarter 3 (July to Sept) 2020 provisional registrations, published on 2 February; and what assessment...
Alcohol duties are kept under review and the impact of a change to alcohol duty is considered at each fiscal event. This takes a variety of data sources into account, including those relating to public health as well as the financial implications of any change.